PERSONAL BANKING

RedWallet® Checking A2A External Transfers ACH Origination Certificates Club Accounts Direct Deposit Health Savings Accounts (HSAs) Individual Retirement Accounts (IRAs) Member Privilege Overdraft Protection Money Market Accounts Savings Accounts Visa® Debit Card

DIGITAL SERVICES

Bill Pay Digital Banking Digital Wallets: Apple Pay, GooglePay, Samsung Pay, Visa Click to Pay eStatements Mobile Check Deposit Savvy Money Credit Monitoring Telephone Audio Response Web Payment Center

CONSUMER LOANS

Auto and Motorcycle Loans Debt Consolidation Energy Efficiency Loans Overdraft Protection Helping Hand Loans Home Equity Loans/Lines of Credit Home Improvement Loans Overdraft Protection Line of Credit Personal Loans RV and Boat Loans Savings and Certificate Secured Loans Snowmobile and ATV Loans Visa® Credit Card

HOME LENDING: PURCHASE AND REFINANCE

CUPromise® Home Loans Camp Loans Construction Loans Conventional Loans Equity Builder Program Housing Our Workforce Loans Investment Properties FHA / VA / MSHA / RD Land Only Loans Mobile Home Loans Off-Grid Properties Second Homes

BUSINESS BANKING

BizWallet® Checking BizWallet® eDeposit Bankcard Processing with Heartland Payment Systems Business Beyond Visa® Credit Card Business Savings Commercial Loans Construction Loans Digital Banking Government Guarantee Loans Letters of Credit / Lines of Credit Member Privilege Overdraft Protection Overdraft Protection Line of Credit Payroll Services with Heartland Payment Systems Real Estate Loans Term Loans Visa® Debit Card

Financial Planning and Insurance Safe Deposit Boxes Shared Branching